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Xpectations!® Plus Debit Card Help Center
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What is a virtual debit card?
A virtual debit card is all your debit card information without a physical, personalized card. This includes your debit card number, expiration date and CVV code. You can find your Xpectations! Plus virtual debit card in the Xpectations! Plus app.
Your virtual debit card allows you to make purchases online or over the phone until you receive and activate your personalized debit card. The virtual card is only active 15 days after you open your Xpectations! Plus account or until you activate your personalized debit card (whichever happens first).
If you set up any recurring payments with your virtual card, you’ll need to update them with your personalized debit card information as the expiration date and CVV code on your virtual card are different than on your personalized debit card.
Please note, some account features may not be available until you activate your personalized debit card.